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Question 1 10 pts Which of the following is NOT a characteristic of the U.S. banking system? Have small number of banks compared to other countries Asset concentration in the largest banks The number of banks has decreased significantly through time Dual banking system Question 2 10 pts Business loans have dropped in importance since 1987 due to growth in the commercial papers market. False True Question 3 10 pts Which of the following is TRUE? Other assets comprise the largest asset category for a bank. Negotiable certificates of deposit (CDs) do not have an active secondary market. On average, bank liabilities tend to have longer maturities and lower liquidity than bank assets. On commercial bank balance sheets, liabilities are usually larger than equity