Makoto and Rebecca want to hire a nanny for their $6-$month$-$old baby. Before allowing someone into their home to watch their child, they are planning on running a comprehensive background check, including a credit check. Which law specifies whether Makoto and Rebecca are legally allowed to access potential candidate$$s credit information?

Multiple Choice

California Consumer Privacy Act

Fair Credit Reporting Act

the Gramm Leach Bliley Act

Section $5$ of the Federal Trade Commission