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> Mamed at the age of 18, Malthe and you are now is their [mid-Sixties Marthe having Contributed to her employer's DBPP for 32
> Mamed at the age of 18, Malthe and you are now is their [mid-Sixties Marthe having Contributed to her employer's DBPP for 32 year's will be able to Reture in Six months with a pension Income based on her average Salary Over the past five years. If Marthe predeceases yan, the pension Payments will be Transferred to him and he will receive 60% of the full pension Amount for as Long as he lived. Marthe will also Receive CPP/QPP Pension income and the Old Age Security (OAS) pension, you on the other hand, will only have the OAS PensioN, because he had never held a Regular Job, Marthe wants to minimize the total income tax payable on the Couple's retirement Income. - what leturment Income Splitting strategy should Marthe life? Al-A Transfer 40% of the her DBPP INcome to yan B Transfer 50% of her DBPP income to tim. Tranfer 50% of her DBPP and CPP | QPP INCome to you. Tranfer 50% of her DBPP, CPP | QPP and OAS INCome to yan.
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