Mandy is an office manager for a waste disposal company making $56,000 per year Mandy's good friend is an insurance agent, and together, they have put in place a sound financial plan that includes life insurance, disability insurance, and critical illness insurance. Her individual disability plan would pay her $2,800 per month in the event of full disability after a three-month elimination period, subject to a maximum five-year benefit period. The policy also has a presumptive disability clause. Mandy was in a serious accident last month in which she lost the permanent use of both of her legs. After six months of recovery and with a strong desire to return to the workforce, Mandy returned full time to her job as office manager Her critical illness policy provided the funds to retrofit her home for wheelchair access. The office building was already adequately equipped. Which statement best describes the benefits she will receive under the plan?