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Mandy is your client. She is 2 9 years old, single and is interested in saving for retirement. She anticipates making about $ 1 0

Mandy is your client. She is 29 years old, single and is interested in saving for retirement. She anticipates making about $100,000 for the foreseeable future. She is a natural saver/investor, so most likely she is going to be very wealthy when she retires.
What would be the best advice for her re: Traditional and Roth IRAs?
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Save in a Roth IRA. You have a lot of years left for tax-free earnings to build up. You will not be required to make withdrawals in retirement. You will only need to withdraw what you desire to in your retirement years.
Save in a Traditional IRA. You have a lot of years left for tax-free earnings to build up. You will not be required to make withdrawals in retirement. You will only need to withdraw what you desire to in your retirement years.
Save in a Traditionall IRA. The tax-deferred savings are preferred to tax-free.
Save in a Roth. The required minimum distributions start at a later age than for a Traditional IRA.

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