Many financial providers treat privacy as a compliance issue, instead of, more appropriately thinking of privacy as a risk management issue. Discuss how current regulations that help consumers protect their privacy have affected you. What do you see as the primary causes of network threats to an individual's privacy? Describe an experience where your personal privacy or that of a friend or family member was threatened. What do you think organizations (or governments) should do to avoid or prevent such threats? Should personal privacy protection be an organizations responsibility, yours, or both? Why? Identify a single privacy threat, which is the most difficult to fix and propose what can organizations do to counter it?