Many home buyers will look to obtain a pre-approval certificate for their mortgage. Which statement is true for Sandy who is looking to purchase her first home? This certificate _______________________________________________________. Select one: a. provides a guideline on how large a mortgage that she can afford based on her financial situation. b. means a perfect credit score of 900. c. provides a guarantee that she will be approved for a mortgage. d. provides a guideline on how much she can afford to rent based on her financial situation