Many insurance policies carry a deductible provision that states how much of a claim a person must pay out of pocket before the insurance company pays the remaining of the expenses. For example, if someone files a claim for $350 on a policy with a $200 detuctible, he or she pays $200 and the insurance company pays $150. In the following cases determine how much a person would pay with and without an insurance policy.

A person has a car insurance policy with a $1300 deductible provision (per claim) for collisions. During a two-year period, the person files claims for $230 and $1600. The annual premium for the policy is $350.

With the insurance policy, the person would pay $__

Without the insurance policy, the person would pay $__

(type whole numbers)