Mara Bank has an average asset duration of 5.4 years and an average liability duration of 3.8 years. This bank has total assets of $700,000,000 and total liabilities of $600,000,000. Currently, market interest rates are 4 percent. If interest rates fall by 1 percent (to 3 percent), what is this bank's change in net worth?

Answer: $__________ (two decimal points)