Marc$-$Andr$,$ age $35,$ contributes to a pension plan offered through his employer. He is a widower and has two children aged $3$ and $5.$ His primary need for security of capital in the event of death drove him to invest part of his group pension plan contributions in segregated funds. That way, he will be able to grow his money and reduce his

expenses.

Is this the right choice for Marc$-$Andr$\text{'}$s needs?

a$)$ Yes, because group segregated funds offer a guaranteed death benefit.

b$)$ Yes, because group segregated funds don't have any sales charges.

c$)$ No$,$ because group segregated funds don't offer a guaranteed death benefit.

d$)$ No$,$ because individual and group segregated funds have the same sales charges.