March April May June July August September October November December January February $2,316 Total $2,316 $0 $0 $0 $2,316 2,316 $0 $0 $0 $0 $0 $0 $0 $0 % of Total Income 100% 0% 0% 0% 100% % of Total Fixed Expenses MDIVO! MOIVO MOIVO MDIVO! MDIVO! NDIVIO! MOIVO MDIVO! Monthly Budget Monthly Income after tax (1) Monthly Income after tax (2) Dividends/Interest Income Other Income Total Income (sum lines 20to23)) Fixed Expenses Mortgage monthly payment or rent payment Car Loan monthly payment Car Insurance Home/renters Insurance Health Insurance Cable/ wifi Property taxes Student Loan monthly payment Other (Indicate) Other (Indicate) Total fixed expenses (lines 27 to 33) Variable expenses Food at home Food away from home Clothing Phone Electricity Gas/Heat Medical Expenses Recreation/Entertainment Gifts Personal Care (hair cut, dry cleaning, cosmetics) Transportation (gas, car maintenance etc. Other (Indicate) Other (indicate) Total Variable expenses (lines 40 to 52) $0 $0 NDIO! MDIVIO! Total Fixed Expenses 0% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 % of Total Variable Expenses MDIVIO! NDIVIO! MDIVO! MDIVO! NDIVIO! MOMIO! MDIVO! MOMIO! MDIVIO! MONIO! NDIVIO! MDIVIO! MOIVIOI Total variable costas MDIVO! 0.0% $0 Total Expenses (Total Fixed expenses+Total Variable Expenses) 0.0% Monthly Cash Balance (Total Income - Total expenses)] 2,316 $2,316 100.0% Net Cash Balance (previous monthly cash balance + monthly cash balance) $2,316 $2,316 $2,316 $2,316 $2,316 $2,316 $2,316 $2,316 $2,316 $2,316 $2,316 $2,316 $2,316 Monthly Cash Balance Monthly Budget Assumptions Name Age Single or married Number of Children Enter the information in the blue spaces in the worksheet. Type of Job Yearly Salary waitress $35,000 To calculate loan payments, use calculators by pressing the icon Note: Enter your own information here and calulate your monthly payment using the fancial calculators Home mortgage of $100,000 for 20 years at 4.5% $104,500 Mortgage monthly Payment $435 Student Loan monthly payment ($45,000 @ 6.8% for 20 ears) Total Amount Goals: Needed Savings for emergency - Six to eight months of monthly income ( 6 X $3,200) in three years @ 1% Savings for car down payment in two years Savings for retireme at age 65 ( 40 years) @ 6% eturn Monthly Savings press Note: Enter your own normation here and caluate your payment Press