Marcus has won a $6,000,000 state lottery. He can take his prize as either 15 yearly payments of $400,000 or a lump sum of $3,225,000. Which is the better option? Assume an interest rate 9%. Select the correct choice below and, if necessary, fill in the answer box to complete your choice. (Round to the nearest dollar as needed.) OA. The present value of the lottery winnings is $ ; this is better than the lump sum of $3,225,000. B. The present value of the lottery winnings is $; this is worse than the lump sum of $3,225,000. OC. The present value of the lottery winnings is the same as the lump sum of $3,225,000.