Marcus' parents contributed $2,500 a year, at the end of each year for 16 years, to an RESP for him. They received the maximum possible CESG grant each year. They made the last contribution at the end of December, 2018. Mark started university in January, 2019. The RESP earns 5% a year, compounded annually. 

How much did Mark have in his RESP at the end of December 2018? How much can Mark withdraw at the beginning of each year for the four years he will be at NAIT?