Margaret wants to withdraw funds from her personal savings account. She presents a passport to the bank teller. The teller does not believe the passport belongs to Margaret. Which of the following provides guidance for addressing this situation?

Red Flags Rule $($RFR$)$

California Consumer Privacy Act $($CCPA$)$

Sarbanes$-$Oxley $($SOX$)$ Act

Payment Card Industry Data Security Standard $($PCI DSS$)$