Maria Anguiano's current salary is $$58,000$ per year, and she is planning to retire $20$ years from now.

She anticipates that her annual salary will increase by $$3,200$ each year. $($That is$,$ in the first year she

will earn $$58,000,$ in the second year $$61,200,$ in the third year $$64,400,$ and so forth.$)$ She plans to

deposit $7\%$ of her yearly salary into a retirement fund that earns $9\%$ interest compounded daily. What

will be the amount accumulated at the time of her retirement? Assume $365$ days in a year.

The effective annual interest rate is

$\%.($Round to four decimal places.$)$