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maria borrowed money from juan an amount of 10,000 and she promise to pay on january 2 2020, but on december 5 2020 juan demand

maria borrowed money from juan an amount of 10,000 and she promise to pay on january 2 2020, but on december 5 2020 juan demand for payment.
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is maria obligated to pay upon the demand of juan? Support with legal basis article.

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