Marian Plunket owns her own business and is considering an investment. If she undertakes the investment, it will pay $ 5 comma 040 at the end of each of the next 3 years. The opportunity requires an initial investment of $ 1 comma 260 plus an additional investment at the end of the second year of $ 6 comma 300. What is the NPV of this opportunity if the interest rate is 1.9 % per year? Should Marian take it?