Mark earns $$96,556$ annually and has the following monthly expenses in dollars. Calculate his Total Debt Service Ratio. Calculate your answer to two decimals.

Mortgage

$1,600$

Heat

$200$

Property tax

$450$

Utilities

$350$

$450$

House insurance

$300$

Transportation

Income tax

$2,000$

Food

$175$

Renovation loan

$500$

Student loan

$300$

Round your answer to the nearest two decimals $($Example: $51\mathrm{.}26$