Mark Peter's ,55, has an IRA with a balance of 150,000 and a 401k plan through hie employer, with a balance of 275, 000. Mark's adjusted gross income this year will be 100,000,but he would like to obtain 8000 per year in additional cash to pay medical bills for his mother, who will need medical treatment over the next four or five years. Which one of the following recommendations would be most appropriate for Mark.

A. Take a series of substantially equal periodic payments from the IRA based on Mark,s actuarial life expectancy

B. Withdraw in a lump sum from the IRA the amount of medical bills and transfer the amount to a savings account until needed

C.Take a loan from the IRA for the amount of medical bills that will be expected over a period of two consecutive years

D. Withdraw the money as needed from the 401k plan as a safe harbor hardship withdrawal