Martha and George are getting up there in years. George heard from his barber that it is a good idea to own your home as joint tenants. He brings this up to Martha who agrees and they go to their son, who is a lawyer, to draft the paperwork. Good timing, because 6 months later, George is killed in battle, leaving Martha a widow. With regard to their home, which will be the most likely result of their planning and Georges untimely demise?

a. Martha owns only half the house and the other half is owned by her son.

b. Martha owns the whole house and can do what she wants with it

c. The IRS gets the house because Martha has no money to pay the estate tax bill

d. Martha will burn the house down so no one else can live in it.