Martin a life insurance agent, is meeting with married couple Richard and Susan to discuss the purchase of disability insurance by both of them. Richard earns $60,000 yearly, while Susan eams $36.000. After reviewing their current monthly expenses, it is established that Richard is responsible for $3,000 of their monthly expenses, while Susan is responsible for $1,500. Using an expense approach to determine Richard and Susan's disability income needs, what amount of monthly coverage should Martin recommend for each of them? 2) $3,009 for Richard, 51,800 for Susan. , Ob) $3,000 for Richard, S1,500 for Susan. Od 54.500 for Richard, 54,500 for Susan. Od 1.500 for Richard $3,000 for Susan