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Marty plans, monitors, and assess his financial position using cash flows over a month. He has a savings account and his bank loans money at

Marty plans, monitors, and assess his financial position using cash flows over a month. He has a savings account and his bank loans money at 8.0% per year while it offers short-term investment rates of 4.10%. Martys cash flows during September were as follows:
Item Cash Inflow Cash Outflow
Clothes $760
Interest received $380
Dining out 385
Groceries 850
Salary 8,820
Auto payment 520
Utilities 390
Mortgage 1,720
Gas 435

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