Mary has a personal auto policy $($PAP$)$ insuring her new sport$-$utility vehicle $($SUV$).$ Which of the following physical damage losses would be covered under her PAP?

$($Search Chapter $5)$

a$.$ In a fit of rage, Mary purposefully rams her SUV into her ex$-$husband's Cadillac.

b$.$ The fuel pump in her SUV fails.

c$.$ Mary is driving to work when she is hit by another vehicle, which causes her tire to blow out.

d$.$ Mary's radiator freezes during a severe cold snap.