Mary has been working hard to pay her bills and as a result she has a good credit rating and has qualified for a lower interest rate credit card. She needs to move and an apartment in a good location is available now. She has money for the monthly rent but she doesn't have enough cash right now for the month in advance and additional moving expenses. She is expecting a bonus from her job within the next couple of months that will cover these expenses. How could a credit card be a benefit in this situation? (10 pts.)