Mary Smith is 20 years old and plans to make the following investments beginning next year. She will invest $3,100 in each of the next three years and will then make investments of $3,600,$3,700,$3,800, and $4,000 over the following four years. If the investments are expected to earn 6.00 percent annually, how much will Mary have when she turns 30? (Round answer to 2 decimal places, e.g. 15.25. Do not round factor values.)