Match each example to one of the following behavioral characteristics. Investors are slow to update their beliefs when given new evidence. Investors are reluctant to bear losses due to their unconventional decisions. Investors exhibit less risk tolerance in their retirement accounts versus their other stock accounts. Investors are reluctant to sell stocks with "paper" losses. Investors disregard sample size when forming views about the future from the past. Disposition effect Representativeness bias Regret avoidance Mental accounting Conservatism bias