Mathews Marble, a national supplier of marble products, has enjoyed several years of strong earnings during the recent housing boom. However, economists believe construction spending will be down significantly over the next couple of years, and Matthew's Marble's is already having more difficulty collecting receivables from its customers. Mathews Marble has decided to decrease its allowance for uncollectible accounts estimate from 3.5% to 2% of receivables. How will this change affect current and future income respecitvely, assuming up to this point Marble's uncollectible accounts estimates were accurate?