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Max is deciding between 2 credit cards: The Chase Sapphire which offers her 19% APY and has an annual fee of $95 OR the Capital

Max is deciding between 2 credit cards: The Chase Sapphire which offers her 19% APY and has an annual fee of $95 OR the Capital One Quicksilver Card which offers her 25% APY and has no annual fee. If she anticipates keeping an average monthly balance of $200 on her account, which card should she choose?

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