Maxwell has been offered a choice by his employer of $2,000 paid annually at the beginning of the year for the next 15 years or a one-time lump sum payment. Norman has been earning 9% on his investments and projects to continue. What lump sum would be sufficient for him to forego the stream of payments? $15.894.31 $17,572.30 $16,228.31 $15,209.88