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Megalopolis Bank has the following balance sheet and income statement. Balance Sheet (in millions) Assets Liabilities and Equity Cash and due from banks $ 9,400

Megalopolis Bank has the following balance sheet and income statement.

Balance Sheet (in millions)
Assets Liabilities and Equity
Cash and due from banks $ 9,400 Demand deposits $ 23,000
Investment securities 27,000 NOW accounts 93,000
Repurchase agreements 46,000 Retail CDs 32,000
Loans 94,000 Debentures 23,000
Fixed assets 19,000 Total liabilities $ 171,000
Other assets 4,400 Common stock 12,000
Paid-in capital 4,000
Retained earnings 12,800
Total assets $ 199,800 Total liabilities and equity $ 199,800

Income Statement
Interest on fees and loans $ 9,400
Interest on investment securities 4,400
Interest on repurchase agreements 6,400
Interest on deposits in banks 1,400
Total interest income $ 21,600
Interest on deposits $ 9,400
Interest on debentures 2,400
Total interest expense $ 11,800
Net interest income $ 9,800
Provision for loan losses 2,400
Noninterest income 2,400
Noninterest expenses 1,400
Income before taxes $ 8,400
Taxes 3,200
Net income $ 5,200

For Megalopolis, calculate (Round your answers to 2 decimal places. (e.g., 32.16))

a.Return on equity%

b.Return on assets%

c.Asset utilization%

d.Equity multiplierX

e.Profit margin%

f.Interest expense ratio%

g.Provision for loan loss ratio%

h.Noninterest expense ratio%

i.Tax ratio%

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