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Megalopolis Bank has the following balance sheet and income statement Assets Cash and due from banks Investment securities Repurchase agreements Loans Fixed assets Other assets

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Megalopolis Bank has the following balance sheet and income statement Assets Cash and due from banks Investment securities Repurchase agreements Loans Fixed assets Other assets Balance Sheet in million) Zabilities and Equity $ 10,900 Demand deposits $ 38,000 42,000 NOW accounts 108,000 61,000 Retail CDS 12.000 109,000 Debentures 38,000 34,000 Total liabilities $231,000 5,900 Common stock 12,000 Paid-in capital Retained earnings 15,800 $262,800 Total liabilities and equity $262,800 Total assets 4000 Income Statement Interest on fees and loans Interest on investment securities Interest on repurchase agreements Interest on deposits in banks Total interest income Interest on deposits Interest on debentures Total interest expense Net interest income Provision for loan losses Noninterest income Non interest expenses Income before taxes Taxes Not income $10,900 5,900 7,900 2.900 $27,600 $ 10,900 3.900 $14,800 $12, 800 3,600 3,900 2,900 $10,200 4.400 25,800 For Megalopolis, calculate (Round your answers to 2 decimal places, (e.g. 32,16)); Net interest income Provision for loan losse Non interest income Noninterest expenses Income before taxes Taxes Net income 3,600 3,900 2900 $10,200 4400 $ 5,800 For Megalopolis, calculate (Round your answers to 2 decimal places, (e.g., 32.16)): % % % d X a. Retum on equity b. Retus on assets c. Asset utilization d. Equity multiplier e Profit margin 1. Interest expense ratio g Provision for loan loss ratio th Noninterest expense ratio Tax ratio % % % % % B

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