Megalopolis Bank has the following balance sheet and income statement.

Balance Sheet $($in millions$)$

Assets Liabilities and Equity

Cash and due from banks $ $10,300$ Demand deposits $ $32,000$

Investment securities $36,000$ NOW accounts $102,000$

Repurchase agreements $55,000$ Retail CDs $41,000$

Loans $103,000$ Debentures $32,000$

Fixed assets $28,000$ Total liabilities $ $207,000$

Other assets $5,300$ Common stock $12,000$

Paid$-$in capital $4,000$

Retained earnings $14,600$

Total assets $ $237,600$ Total liabilities and equity $ $237,600$

Income Statement $($in millions$)$

Interest on fees and loans $ $10,300$

Interest on investment securities $5,300$

Interest on repurchase agreements $7,300$

Interest on deposits in banks $2,300$

Total interest income $ $25,200$

Interest on deposits $ $10,300$

Interest on debentures $3,300$

Total interest expense $ $13,600$

Net interest income $ $11,600$

Provision for loan losses $3,000$

Noninterest income $3,300$

Noninterest expenses $2,300$

Income before taxes $ $9,600$

Taxes $3,500$

Net income $ $6,100$

For Megalopolis, calculate $($Round your percentage answers and equity multiplier to $2$ decimal places. $($e$.$g$.,32\mathrm{.}16))$: