Megan has her home and personal property insured under an unendorsed Homeowners $3($special form$)$ policy. Indicate whether each of the following losses is covered. If the loss is not covered, explain why it is not covered.$($a$)$ Megan is on vacation, and a thief breaks into her hotel room and steals a suitcase containing jewelry, money, clothes, and an airline ticket.$($b$)$ Megans son is playing baseball in the yard. A line drive shatters the living room window.$($c$)$ A garbage truck accidentally backs into the garbage door and damages it$.($d$)$ Defecting wiring causes a fire in the attic. Damage to the house is extensive. Megan is forced to move into a furnished apartment for $3$ months while the house is being repaired.