Melaka Food Industries Bad has requested a RM20 million, 3-year loan from its bank, Maybank. Maybank however is willing to lend on a floating rate basis at 3-month KLIBOR + 1.5%. Assume the loan will have to be serviced quarterly. Encik Ali, the CFO of Melaka Foods is worried having hear that interest rates are likely to rise over the foreseeable future. Advise Encil: Ali on how he could use an IRS to hedge his company's interest rate exposure