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Melissa owns a health insurance policy that imposes an 80:20 coinsurance clause. Melissa is hospitalized due to severe pain in her right abdomen. Her doctor

Melissa owns a health insurance policy that imposes an 80:20 coinsurance clause. Melissa is hospitalized due to severe pain in her right abdomen. Her doctor has diagnosed it as appendicitis and Melissa has to undergo an emergency operation to remove her appendix. Her hospital bill comes up toRM6,000. 
What is the amount borne by the insurer and how much is borne by Melissa?


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