Metrobank offers one$-$year loans with a $17$ percent stated rate, charges a $1/2$ percent loan origination fee, imposes a $5$ percent compensating balance requirement, and must pay a $5$ percent reserve requirement to the Federal Reserve. What is the return to the bank on these loans? $($Do not round intermediate calculations. Round your answer to $1$ decimal place. $($e$.$g$.,32\mathrm{.}1))$ Rate of return $18\mathrm{.}9$selected answer incorrect $\%$