Michael and his wife have three children, but their marriage ultimately fails and they get divorced. Several years later Michael remarries. In his estate plan Michael directs his lawyer to create an irrevocable trust that will pay all the income to his second wife for her life, and which will distribute all of the remaining property at her death to his three children equally by his prior marriage. No one, not even the second wife, can appoint any of the trust property or income to anyone other than the wife during her life. This type of trust is called a: (a) General power of appointment marital deduction trust. (b) Irrevocable life insurance trust (c) Charitable remainder trust (d) Qualified terminable interest (QTIP) marital deduction trust