Michael Grant is visiting your office to discuss education funding. He and his wife just had their first child, Lou, and Michael wants advice on how to fund Lou's college education. Michael and his wife gross $100.000 annually, and he wants to fund $10,000 a year for Lou's education, What are 3 account type options (529, Roth IRA, etc.) he has to fund his child's education? What are the pros and cons of each type of account