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Michelle's student loan of $21,000 at 3.72% compounded quarterly was amortized over 6 years with payments made at the end of every month. What was

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Michelle's student loan of $21,000 at 3.72% compounded quarterly was amortized over 6 years with payments made at the end of every month. What was the principal balance on the loan after 5 years? Round to the nearest cent

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