Midwest Life Insurance sells a life insurance policy to Thiago. Under the terms of the contract between Thiago and Midwest Life, Thiago will pay $$75$ per month for the policy, and, upon Thiago's death, Midwest Life will pay $$100,000$ to Laurelei. Four years later, Thiago dies, and Midwest refuses to pay under the terms of the policy. The party entitled to sue Midwest for its failure to honor the terms of the contract is:

Laurelei, because she is a donee beneficiary.

Laurelei, because she is a creditor beneficiary.

Laurelei, because she is an incidental beneficiary.

Thiago's executor, because the only party to the contract with Midwest is Thiago, and Thiago is deceased.