Mila purchased a Zaffre Corporation $$100,000$ bond $10$ years ago for its face value. The bond pays $5\%$ interest annually. In a "Type E$"$ reorganization, Zaffre exchanges Mila's bond, with $10$ years remaining, for a $15-$year bond also having a face value of $$100,000$ but paying $4\mathrm{.}5\%$ annual interest. Mila earns a $3\%$ after$-$tax rate of return, and she is in the $25\%$ state and Federal income tax bracket for all years.

Determine if this is an equitable exchange for Mila by completing the computations in the table below. Then, indicate if the exchange is or is not beneficial to Mila.

When required, round your answers to the nearest dollar. If an amount is zero, enter $"0".$