Mimi, who is recently licensed as an insurance agent has learnt that A&S insurance can come in different forms. It is not only important for her to know the type and amount of coverage the client has, but the characteristics of that coverage as well. What are the different ways by which A&S policies can be classified? Select one: a. Group insurance, exclusions on coverage, when coverage terminates, tax status of premiums paid and benefits received. b. By source; (personally owned policies, corporately owned policies, group insurance, individual, lender owned policies) and by benefits. c. Long term care insurance, the amount of benefits available, conditions covered, ancillary benefits. d. Disability buy out, is the coverage renewable and convertible, definitions of disability and critical illness, the types of benefis available. Next page