Monster Bhd and Mammoth Bhd are looking for a 10 -year RM20 million loans. Monster Bhd has a higher credit rating, and both companies' banks have offered them the rates listed below. The two parties were informed by a bank that the quoted rates could be arbitraged using an interest rate swap. Create a fix-for-floating swap and show the percentage gain to each party; assuming the bank charges 0.1 percent in fees, any remaining gain is split evenly between the two companies. Calculate the savings from reduced interest payments after the swap for each company. (5 marks) (Total: 15 marks)