Montclair Company is considering a project that will require a $630,000 loan. It presently has total liabilities of $155,000 and total assets of $685,000. 1. Compute Montclair's (a) current debt-to-equity ratio and (b) the debt-to-equity ratio assuming it borrows $630,000 to fund the project. 2. If Montclair borrows the funds, does its financing structure become more or less risky? 1. (a) 1. (b) Choose Numerator: Choose Denominator: 1 Debt-to-Equity Ratio 2. If Montclair borrows the funds, does its financing structure become more or less risky