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mortgage allows a person to borrow on the paid-up value of a home A O Conventional O Growing equity O Second O Share appreciation The

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mortgage allows a person to borrow on the paid-up value of a home A O Conventional O Growing equity O Second O Share appreciation The major factor that affects a person's qualification for a mortgage is O Current interest rates O The applicant's credit rating O The value of the property being purchased O The source of the down payment funds

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