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Mortgage fees paid by the homeowner at , or prior to , closing on the purchase of a house typlcally include all but which one

Mortgage fees paid by the homeowner at

,

or prior to

,

closing on the purchase of a house typlcally include all but which one of the following?

Mumple Chaice

application fee

title insurance fee

appraisal fee

prepayment penalty

title search fee

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