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Mortgage lenders are O Entities that invest in mortgages in the same way they would invest in stocks O Agencies that rate mortgages (and even

Mortgage lenders are O Entities that invest in mortgages in the same way they would invest in stocks O Agencies that rate mortgages (and even bundles of mortgages) for likelihood that the borrower might O Financial institutions that loan money to home buyers O Companies that offer insurance if mortgages default

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