Mortgages. Remember when they were affordable? Don't confuse what I am asking. House prices are ridiculous right now. But mortgage rates are HIGH on top of a high house price. And why? The Fed has reasoned that higher rates will combat inflation. I have strong opinions about that. But I will refrain in the interest of not tainting your opinions. Which is what I want. Your opinion and how the current housing market and mortgage rates is affecting your lifestyle. Be brief.