Mortgagor defaulted on a bank loan secured by a mortgage on the house. Mortgagor owed $100,000 and immediately after receiving the notice of foreclosure, Mortgagor left the house and left the front door unlocked. Soon after, vandals entered the property, took out all the plumbing, pipes, and fixtures. They left the place in shambles. At the foreclosure sale, the highest bid was $45,000. What, if anything, can Mortgagee recover against Mortgagor? Explain the results under the various foreclosure regimes.