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Mowgli is an immigration lawyer working for a Toronto law firm. Last year he earned $200,000 from client billings. He owns a disability income policy

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Mowgli is an immigration lawyer working for a Toronto law firm. Last year he earned $200,000 from client billings. He owns a disability income policy that pays him $11,000 a month if he is totally disabled. It is an Own Occupation definition plan and has a five-year benefit period. The plan pays residual benefits if he is able to earn at least 20% of his pre-disability income. Eight months ago, on a trip back to his native India, Mowgli was severely injured while swinging from vines with some old friends, and he was unable to work for seven months. He has returned to work on a reduced schedule and he is only able to earn $2,000 a month. One year after returning to work, Mowgli is still feeling the effects of his accident but his earned income is now $10,000 a month. What will be the amount of Mowgli's residual disability benefit

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